Lender Directory
Barrett Financial Group
Service Locations: Arizona, Nevada, North Carolina, Missouri, and California.
Mortgage Loan originator specializing in investment and 2nd home financing. We have a wide variety of loans to help investor get started for as little as 10% down on 2nd homes and 15% down on investment properties. We have a wide range of DSCR products for those looking not to use DTI to qualify or close in an LLC.
Bockholdt Lending Group
Service Locations: All 50 states.
Offering 10% down conventional and jumbo loans as well as 2nd home and investment property loans with zero points.
Host Financial
We understand the vacation rental market and have a network of lenders that specialize in serving investors within this niche. Whether you are seeking short-term or long-term financing, or even in need of a rehab, remodel, or construction loan, we have you covered.
Innovative Mortgage Alliance
Service Locations: Located in Utah, United States. Inquire if we service your area.
Innovative Mortgage Alliance provides personalized and customer-service-oriented financing solutions for short-term rental properties. They have a team of experienced brokers who offer a range of options and products and work closely with clients to tailor solutions to their needs. IMA is committed to exceptional customer service and ongoing support, making it a trusted partner for financing short-term rental properties.
Jeff Chisum – STR Home Financing
Service Locations: Located in Texas, United States. Available in all 50 States.
I specialize in 10% down financing for vacation homes/STR properties in all 50 States. We have options from fully qualifying to bank statement loans. Additionally we have DSCR loans that are very STR friendly.
Loanbase
Service Locations: United States
LoanBase is dedicated to bringing simplicity and transparency to commercial lending.
They believe quick and easy access to financing enables real estate investors to provide more housing, create more jobs, and strengthen neighborhood businesses.
Nectar
Service Locations: Atlanta, Georgia
Get the fast, flexible, non-debt financing you need to scale your rental portfolio or property management company — without raising equity.
The Lender
Service Location: Based in Lake Forest, California. Inquire if we service your area.
Work with a home mortgage lender that gets you… theLender! We know not everyone’s needs fit in a box. Our unique loan products and highly skilled team of professionals provide results you can trust.
As a direct lender, our credit decisions and exceptions are all made in-house, which provides for flexible qualifications and accelerated approvals. You will have a streamlined experience with our in-house processing and underwriting, better deals without any intermediaries, formal pre-qual letters so you can confidently bid on properties and timely delivery of funds.
We expect there to be questions when you are considering which lender to partner with. Given our many years of experience in real estate investments and lending, our team is passionate about helping our clients make the most educated and informed decisions – start the conversation and we will do the rest.
Genesis Capital
Genesis Capital provides financing for acquiring, renovating, constructing, and stabilizing vacation rental properties. These loans allow for interest-only payments, flexible release provisions, and limited early pre-payment fees.
Finance Properties
Service Locations: Available in 44 US states.
Financial Properties focused only on providing DSCR loans for rentals properties. Despite starting from humble beginnings 25 years ago they have expanded to now serve 44 states and the District of Columbia.
Easy Street Capital
Easy Street Capital is America’s leading lender for properties utilized as Short Term Rentals (STRs), the fastest-growing frontier in real estate investing. Our EasyRent DSCR Loan program has helped thousands of investors start, scale, and manage their short-term rental portfolios effectively.
For our Short Term Rental Loans (STR Loans), we combine the traditional 30-year fixed-rate residential mortgage product with flexible and hassle-free underwriting, delivering quick and efficient closes and non-intrusive documentation requirements.
EASY Qualification!
- No DTI (Debt-To-Income) Requirement
- No Tax Returns Required
- No Income Verification
Forward-Thinking Underwriting!
- Qualify with AirDNA Projections (up to 100%!)
- Up to 80.0% LTVs (only 20% down on purchases)
- Tertiary / Vacation Markets OK
#AirBnBRRRR Friendly!
- Lending Solution for the Purchase, Rehab AND the Refinance
- 100% Cash-Out Refinances within 3 Months!
- No Lease Required
RATES starting at just 5.99%
Who Did We Miss?
If you are an:
- Educator
- Coach
- Accountant
- Realtor
- Lender
- Bookkeeper
- Property Manager
- Co-host
- Cleaner
We’d love to add you to our directories!
Lima One Capital
At Lima One Capital, you’ll find a private lending company built differently than most others. From the initial conversation to the final payoff, you’ll be working with our team of in-house experts at Lima One – not an outsourced vendor. They provide new construction loans, multifamily loans, and more for real estate investors.